Once you find the perfect business, where do you get the money to buy it?
Once you find the perfect business, where
do you get the money to buy it?
Let us begin by saying that it is very difficult to buy a business with "no
money down", notwithstanding, in today's market, a home buyer's ability
to buy real estate on such terms. Business buyers need to have some funds to
offer as a down payment in order to successfully acquire a business. That said,
we work with motivated buyers in a variety of creative ways to help you tap
into all available resources to finance your dream business.
Below is a list of some financing opportunities, some of a creative style,
to be considered in the pursuit of your dream. Your VR Business Broker can
advise you on the applicability of these sources to your particular situation.
You do not need to be an expert in financing - we will work with you to get
the money you need.
Very
Common
Cash
equivalents (checking and savings accounts; money market funds)
Stocks
and bonds
Certificates
of deposit
Gifts/
loans from friends and family
Second
mortgages and other real estate loans
Seller
financing
Credit
card financing
Moderately
Common
SBA
financing/ bank loans/ bank lines of credit
Retirement
accounts (IRAs, 401Ks, SEPS, pensions, etc.)
Borrowing
against a different existing business (lines of credit, accounts
receivable factoring, inventory financing, equipment financing)
Asset
sales (real estate, autos, etc.)
Rare
Customer and supplier
financing
Venture
capital
Small
business investment companies
Private
placement
Convertible
debt financing
Please contact us to discuss your particular financing needs.
